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Workers' Compensation Archives

Can I file for workers' comp if I get injured in another state?

If certain conditions are present, yes, you may be able to file for workers' compensation in the event that you are injured on the job while temporarily in a state other than where your employer is based. In fact, you may possibly be able to file in both the state where your company is and in the state in which you were injured. Many companies who operate in different states are required to carry workers' compensation policies for each state. However, according to WorkCompCentral, the Illinois Appellate Court recently issued a decision that may blur the lines as to when such separate policies are required.

If your claim was denied, you may still have options

If you suffered an injury while on the clock, filing a workers' compensation claim is likely your only choice when it comes to seeking compensation. However, just because you submit a claim does not always mean that it will be approved. Our staff at Foote, Mielke, Chavez & O'Neil, LLC, understand that you are relying on your workers' compensation benefits to receive the medical care you need and some financial support. However, if your claim was denied, it is not necessarily the end of the road.

Social media and workers' compensation cases

When an Illinois worker gets injured on the job and files for workers' compensation, employers and insurance companies often conduct an investigation to make sure the employee is not committing fraud. According to the Insurance Journal, workers' compensation fraud costs carriers $7.2 billion annually so it is an issue that insurers take extremely seriously.

Older workers less prone to injury but take longer to recover

It may seem to many Illinois employers that older employees would be more likely to be injured on the job, given that people of advanced age are often weaker and frailer than their younger counterparts. However, according to the U.S. Department of Labor Bureau of Labor Statistics, older workers are actually less likely to suffer a severe injury at work.

How does being a traveling employee affect workers' compensation?

In Illinois, if you are an employee and travel is a part of your job, your workers' compensation coverage may be expanded beyond that of a regular employee. While truck drivers and delivery drivers are obvious examples of traveling employees, you may also be considered a traveling employee under the law if you are required to travel away from your company's premises to perform a job related task.

What are the ways you might be injured at work while driving?

Recent posts in this blog have addressed numerous ways you can be injured at work, including falls or machinery accidents. However, accidents involving motor vehicles cause a large portion of serious injuries and fatalities for those in Illinois and elsewhere.

Companies say workers' compensation premiums too high in IL

It may be easy to assume that workers' compensation benefits are automatic and immediate after a workplace injury or illness. However, this is not often the case. Many workers' compensation claims in Illinois are denied or disputed, making it necessary for employees to file appeals and wait a long time to receive compensation. Also, many companies and business advocates in the state say that workers' compensation premiums are unaffordable, which may further complicate a worker's attempts to have a claim approved.

Workers suffer from oxygen deprivation inside tank car

Workers' compensation benefits in Illinois exist to compensate employees for workplace injuries, whether or not the worker was at fault for the accident in most cases. It is possible to be covered by workers' compensation after an unavoidable accident, as well as an accident that may have been prevented by implementing proper safety measures.

Employees may be afraid to report workplace injuries

If you've suffered an injury on the job, you are entitled to report the injury and apply for workers' compensation. Workers' compensation law in Illinois allows you to receive medical treatment for a job-related injury and compensation for related expenses, such as lost hours. However, the attorneys at Foote, Mielke, Chavez & O'Neil, LLC understand that there are cases when you may need to seek help receiving workers' compensation benefits. For example, your company or its insurance may deny your claim. If this is the case, you have the right to appeal the denial.

Job misclassification compromises access to workers' comp

Illinois state and federal guidelines establish strict mandates for employers, forcing them to maintain workers' comp insurance for their employees in many cases. Some employers are exempt; however, as they do not have to provide independent contractors with many of the same benefits as they do for their own workers. Consequently, a growing number of employers are attempting to cut costs and evade the law by misclassifying employees as contractors.

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