Driving is an important part of many employee’s workdays, whether they drive all day for their job or driving is just one of their tasks. Unfortunately, getting behind the wheel for work can also put you at risk of a crash. What should you know if you get into an accident on the job?
What steps should you take immediately following a car accident on the job?
Your health comes first. Even if the injury seems minor, it is important to get checked by a medical professional. This not only ensures your well-being but also provides documentation that can be crucial for insurance and compensation claims.
You should also report the incident both to your employer and to the authorities. This is not only a formal requirement in many places but also initiates the process of any work-related injury claims.
Document everything. Take pictures of the accident scene, your injuries and any damages incurred. Keep a record of all medical visits and treatments related to the injury. This documentation can be vital for insurance claims and potential legal actions.
Can you receive workers’ compensation benefits after an accident?
Many employees are covered by workers’ compensation insurance, which can provide medical benefits and wage replacement if you suffer an injury while performing job-related duties. This includes situations where you get behind the wheel for your work. While your daily commute would not qualify, other situations like making deliveries, traveling between job sites and transporting other employees could all be part of those job-related duties.
If the accident occurred while you were performing duties related to your job, this means that you can receive support from workers’ compensation. This support could include benefits for medical expenses, rehabilitation costs and a portion of your income, regardless of who was at fault for the accident.
Can you also sue the other driver?
Workers’ compensation is a no-fault system, and you cannot bring a personal injury claim against your employer for the accident. However, if another person’s actions caused the accident, you may be able to take legal action against them in addition to receiving workers’ compensation. In the case of a car accident, this might be an option if another driver’s irresponsible behavior caused the crash.
Pursuing a third-party claim can provide additional support for damages that workers’ compensation does not cover. For example, a third-party claim may provide support for all of your lost wages rather than the portion covered by workers’ compensation. Speaking to an attorney with experience in both workers’ compensation law and personal injury claims can help you determine what financial support might be available in your situation.