Workers’ compensation is a type of insurance that provides medical benefits and wage replacement to employees who are injured in the course of employment. In other words, it provides financial compensation to employees who are injured on the job. Although most employees are generally familiar with the concept of a workers’ compensation claim, there are several misconceptions about workers’ compensation…
Workers’ compensation claims and personal injury lawsuits provide injured persons an opportunity to obtain financial compensation for their injuries. However, there are several important differences between the two. In this article, we explain the differences between workers’ compensation claims and personal injury lawsuits. Fault In most personal injury cases, an injured party must prove that someone else caused his or…
Most workplace injuries are covered by workers’ compensation insurance. Workers’ compensation insurance provides wage and medical benefits to people who are injured or become ill at work. Unfortunately, not all workers’ compensation claims are successful. In this article, we explain what to do if your workers’ compensation claim is denied. Determine the Reason for the Denial If your workers’ compensation…
Workers’ compensation laws protect employees who are injured on the job. These laws provide benefits to injured workers and the families of employees who are killed as a result of work-related accidents or injuries. Workers’ compensation laws exist on both the state and federal levels. If you’ve been injured on the job, the nature of your work will determine which…
If you’ve been injured at work, it’s imperative that you understand the difference between workers’ compensation and unemployment benefits. Although both are designed to provide financial assistance to eligible parties, there are several key differences between the two programs. In this article, we explain the difference between workers’ compensation and unemployment benefits in Illinois. Workers’ Compensation Workers’ compensation benefits reimburse…
The COVID-19 pandemic has ravaged our nation and has had a particularly devastating effect on both employees and employers alike. In light of the disturbing impact on the livelihoods of millions of Americans, Congress passed the American Rescue Plan Act of 2021 (“ARPA”), which provides certain eligible individuals with six (6) months of free COBRA continuation coverage due to a…
On-the-job injuries are a fact of life in many professions. Fortunately, many workplace injuries are covered by workers’ compensation insurance. Workers’ compensation is a type of insurance that provides wage replacement and medical benefits to employees who are injured on the job in exchange for mandatory relinquishment of the employee’s right to file a lawsuit against his or her employer…
Injured workers—especially those who suffer serious injuries and may require a long recovery period—often rely on workers’ compensation benefits to pay necessary expenses. So, it’s only natural that the employee and his or her family would be concerned about how long they could expect to receive benefits. However, there is no one-size-fits-all answer. How long workers’ compensation benefits last depends…
What Types of Workers’ Compensation Benefits Are Available in Illinois? Workers’ compensation provides very important protections to Illinois workers. But, if you’re like most Illinois employees, you probably don’t know much about the specifics of workers’ compensation. When you or someone you love is injured at work, knowledge is power. Understanding your rights, including the benefits you may be entitled…
Four Types of Workers’ Compensation Benefits in Illinois? Workers’ compensation provides very important protections to Illinois workers. But, if you’re like most Illinois employees, you probably don’t know much about the specifics of workers’ compensation. When you or someone you love is injured at work, knowledge is power. Understanding your rights, including the benefits you may be entitled to, can…
